Corpay Cross-Border Solutions
Legal Information and Regulatory Disclosures
1. Corpay, Cambridge Mercantile, AFEX, and Associated Foreign Exchange are names that may be used for the international
payment solutions and risk management solutions provided by certain subsidiaries of NYSE: CPAY, as follows.
1.1. International payment solutions are provided:
“Cambridge Global Payments” and “AFEX” are trading names that may be used for the international payment solutions and risk management solutions provided by certain affiliated entities using the brand (and/or name) “Corpay”.
1.2. Risk management solutions are provided:
1.3. All legal entities in referenced in this paragraph 1 are together & separately (as applicable contextually)
“Corpay Cross-Border”.
1.3.1 Please see https://www.corpay.com/cross-border for more information.
1.3.2. Corpay Cross-Border contact details are at https://www.corpay.com/contact-us/cross-border.
2. Corpay Cross-Border is duly licensed, authorized, affiliated, and/or registered (as applicable) to provide international payment
solutions or risk management solutions in each of the noted jurisdictions. Further details:
Country/ Territory/ Region
Australia
New Zealand
Canada
UK
UK
Ireland & the EU &
the European
Economic Area
Ireland & the EU
& the European
Economic Area
Bailiwick of Jersey
[a dependency of the British Crown, in the English Channel]
Singapore
USA
Company Name
Cambridge
Mercantile
(Australia) Pty. Ltd
Corpay (NZ) Limited
Cambridge
Mercantile Corp.
Cambridge
Mercantile Corp.
(UK) Limited
Cambridge
Mercantile Risk Management
(UK) Ltd
Associated Foreign Exchange Ireland
Limited
AFEX Markets
Europe Limited
AFEX Offshore
Limited
Associated
Foreign Exchange
(Singapore)
Pte. Ltd.
Cambridge
Mercantile Corp.
(U.S.A.)
Company #
ABN
85 126 642 448
NZBN: 9429031764322
OBCA company number 1980873
England and
Wales company #05271222
England and
Wales Company Number
08363276
Ireland company number 597582
Ireland company number 635056
Registered no. 117732
UEN
200921111C
Incorporated in
the US state of Delaware.
Delaware File Number 3359789.
Address
Level 38, Citigroup
Centre, 2 Park Street,
Suite D Sydney,
NSW 2000, Australia
Level 10/11 Britomart
Place, Auckland CBD Auckland 1010,
New Zealand
212 King Street West,
Suite 400 Toronto,
Ontario, M5H 1K5,
Canada
4th Floor, 8-10
Moorgate, London,
EC2R 6DA, England,
United Kingdom
4th Floor, 8-10
Moorgate, London,
EC2R 6DA, England,
United Kingdom
Third Floor, Latin Hall,
Golden Lane, Dublin 8,
D08 PHE0, Ireland
Third Floor, Latin Hall,
Golden Lane, Dublin 8,
D08 PHE0, Ireland
Vantage House,
3rd Floor,
5 Anley Street,
St Helier, Jersey
JE2 3QE
#27-01 Samsung Hub,
3 Church St, Singapore 049483
1350 Broadway,
Suite 810 New York,
NY, 10018, USA
License
Authorized and regulated by the Australian Securities and Investments Commission as an Australian Financial Services Licensee (AFSL No. 351278).
Registered in New Zealand as a financial services provider with FSP Number: FSP1006264, registered to provide financial services including (among other services):
- Changing foreign currency.
- Issuing or managing means of payment.
- Keeping, investing, administering, or managing money, securities, or investment portfolios on behalf of other persons.
- Providing forward foreign exchange contracts.
Registered and regulated as a Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC: M17163510) and Quebec’s Revenu Québec (900009).
Authorized by the Financial Conduct Authority (Register Reference: 900702) for the provision of electronic money and payment services.
Authorized by the Financial Conduct Authority (Register Reference: 596682) as a Part IVa investment firm.
Authorized by the Central Bank of Ireland as a Payment Institution pursuant to Regulation 18 of the European Union (Payment Services) Regulations 2018.
Authorized by the Central Bank of Ireland as a MiFID (Markets in Financial Instruments Directive) Investment Firm pursuant to the European Union (Markets in Financial Instruments) Regulations 2017 (S.I. 375 of 2017).
Authorized and regulated by the Jersey Financial Services Commission for Investment Business and Money Service Business under the Financial Services (Jersey) Law 1998.
A capital markets services licensee (CMS Licence Number: CMS101059) under the Securities and Futures Act (“SFA”) by the Monetary Authority of Singapore for dealing in capital market products that are over-the-counter derivatives contracts. Also is an exempt financial adviser and is licensed and regulated by the Monetary Authority of Singapore as a Major Payment Institution (Payment License Number: PS20200055) to carry on the business of providing cross-border money transfer service, domestic money transfer service and account issuance service under the Payment Services Act.
Licensed and regulated as a money transmitter, or the local equivalent, by numerous executive agencies of various US states, including, but not limited to:
the California Department of Financial Protection and Innovation; New York State Department of Financial Services, and Texas Department of Banking.
For a complete listing of licenses maintained by Cambridge Mercantile Corp. (U.S.A.), visit the “Licensing and Regulatory” section of https://www.corpay.com/compliance.
Through this company
Cambridge Mercantile (Australia) Pty. Ltd.
Corpay (NZ) Limited
Cambridge Mercantile Corp. [of Ontario]
Cambridge Mercantile Corp. (UK) Limited
Associated Foreign Exchange Ireland Limited
AFEX Offshore Limited
Associated Foreign Exchange (Singapore) Pte. Ltd.
Cambridge Mercantile Corp. (U.S.A.)
In this Location
Australia
New Zealand
Canada
United Kingdom
Ireland and the European Economic Area
(including the European Union) on a cross-border basis
Bailiwick of Jersey island
Singapore
United States of America
3. Brochures have been prepared solely for informational purposes and does not in any way create any binding obligations on any
party. Relations between you and Corpay Cross-Border shall be governed by applicable terms and conditions. Corpay Cross-
Border is the issuer of the products discussed in brochures and would be a counterparty to any transaction you undertake with us.
The information provided here should not be construed as providing advice or recommendations of any kind. You should use your
independent judgment and consult with your own independent advisors in evaluating whether to enter into a transaction with
Corpay Cross-Border. OTC (over the counter, or off-exchange) currency option-contracts and other derivative products are not
suitable for everyone. You should ensure the risks involved are fully understood before purchasing these products. Clients may be required to meet certain eligibility requirements in order to enter into certain foreign exchange transactions with Corpay
Cross-Border. No representations, warranties or conditions of any kind, express or implied, are made in brochures.
4. Messages:
4.1. Attachments to messages from Corpay Cross-Border (“Messages”) may have additional important disclosures and
disclaimers, which you should read.
4.2. Messages may be sent from various regions, legal entities, or business groups.
4.3. Messages (other than Deal/Order Confirmation emails and the like) are neither intended to per se create, nor should they
be taken to per se create, any legal relations, contractual or otherwise, unless previously agreed to the contrary, in writing,
by the parties.
4.4. Messages are strictly privileged/confidential and intended solely for the addressee. If you have received Messages in error,
please notify the sender.
4.5. Corpay Cross-Border reserves the right to intercept, monitor, and retain e-mail messages to and from its systems as
permitted by applicable law.
Through this company
Cambridge Mercantile (Australia) Pty. Ltd.
Corpay (NZ) Limited
Cambridge Mercantile Corp. [of Ontario]
Cambridge Mercantile Risk Management (UK) Ltd
AFEX Markets Europe Limited [of Ireland]
AFEX Offshore Limited
Associated Foreign Exchange (Singapore) Pte. Ltd.
Cambridge Mercantile Corp. (U.S.A.)
In this Location
Australia
New Zealand
Canada
United Kingdom
Ireland and the European Economic Area
(including the European Union) on a cross-border basis
Bailiwick of Jersey island
Singapore
United States of America